Family Group Life Insurance

Life will continually surprise you with beautiful moments: a marriage proposal... a tiny bundle of joy... a dream job offer. But life can also throw heart-wrenching curve balls: a catastrophic car accident... a fatal fall... a terminal illness. How would your family cope financially if you were the victim of a life-ending event?

Family Group Life Insurance through the AVMA LIFE Trust can help support your loved ones, should the need arise. The benefit can be used to help:

  • Pay for funeral costs
  • Meet ongoing living expenses
  • Pay off outstanding debt, including car loans and the mortgage
  • Finance future needs like a college education

Coverage Overview

  • Wide range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments.
  • Discounted rates for non-smokers: If you haven’t used nicotine in the last 12 months, you may qualify for a Non-Smoker premium.
  • Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner and either $5,000 or $10,000 for your eligible dependent.
  • Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness.*
  • Optional Chronic Care Rider (Chronic Illness Rider): You could receive financial help while you’re still living to help mitigate the costs related to a qualifying chronic illness, such as in-home care, transportation, and medical supplies.
  • Optional Accidental Death and Dismemberment (AD&D) coverage: You can apply for up to $200,000 of coverage for yourself and up to $100,000 for your spouse/domestic partner.

For additional details, including coverage features, costs, eligibility, renewability, exclusions, and limitations, refer to the Family Group Life brochure.

*Receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable.


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain coverage you can trust.

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Read on to see if this coverage is right for you.

Family Group Life Brochure

Family Group Life Flyer

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New York Life Insurance Company, NY, NY 10010 on group policy Form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life's state of domicile is New York, and NAIC ID # is 66915.