Family Group Life Insurance

Life will continually surprise you with beautiful moments—marriage proposal…a tiny bundle of joy…a dream job offer. But life can also throw heart-wrenching curveballs—a catastrophic car accident…a fatal fall…a terminal illness. How would your family cope financially if you were the victim of a life-ending event?


Time-Saving Offer: No-Exam Life Insurance
We know you're busy, so we've made applying for life insurance simpler. Now through December 31, 2022, members under age 40 can apply for up to $750,000, and members ages 40 through 49 can apply for up to $500,000 of group life insurance without a medical exam or lab visit.

*New York Life Insurance Company will process your application using your answers to health questions and information gathered from databases (prescription drug, motor vehicle, Medical Information Bureau). We may also request information directly from you and/or request medical records from your physician if needed. If you are already insured, this expedited issuance offer applies to the total coverage amount (inforce and additional).

Age 50 or over? Your medical records and/or recent lab work may be accepted as an alternative to an in-person appointment. When New York Life contacts you regarding the medical requirements, let them know if you wish to discuss these alternate options.

Act now to ensure you don't miss out!

Start Your Application


Family Group Life Insurance through the AVMA LIFE Trust can help support your loved ones, should the need arise. The benefit can be used to help:

  • Pay for funeral costs
  • Meet ongoing living expenses
  • Pay off outstanding debt, including car loans and the mortgage
  • Finance future needs like a college education


Plan Overview

  • Wide-range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments
  • Discounted rates for non-smokers: If you haven’t used nicotine in the last 12 months, you may qualify for a select Non-Smoker premium
  • Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner, and either $5,000 or $10,000 for your eligible dependent
  • Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness
  • Optional Chronic Care Rider (Chronic Illness Rider): You could receive financial help while you're still living to help mitigate the costs related to a qualifying chronic illness; such as in-home care, transportation, and medical supplies.
  • Optional Accidental Death and Dismemberment (AD&D) Coverage: You can apply for up to $200,000 of coverage for yourself, and up to $100,000 for your spouse/domestic partner

For additional details, including features, costs, eligibility, renewability, exclusions, and limitations, refer to the Family Group Life and AD&D Insurance brochure.

APPLY ONLINE!

It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the coverage you can trust.

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Information

Read on to see if this coverage is right for you.

Family Group Life Brochure

Family Group Life Flyer

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Get a Quote

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Applications

Download and mail a completed application.

Member Application

forms

Accelerated Death Benefit Claim Form

Accidental Death Claim Form

Death Benefit Claim Form

Life Insurance Beneficiary Form

What to Expect During Underwriting

Carrier

New York Life Insurance Company, NY, NY 10010 on group policy Form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life's state of domicile is New York, and NAIC ID # is 66915.

NYL-1821478