Family Group Life Insurance

Life will continually surprise you with beautiful moments—marriage proposal…a tiny bundle of joy…a dream job offer. But life can also throw heart-wrenching curveballs—a catastrophic car accident…a fatal fall…a terminal illness. How would your family cope financially if you were the victim of a life-ending event?

Now Available: No-Exam Life Insurance
Has COVID-19 caused you to reexamine your need for life insurance? Now is the time to act. Members under age 40 can apply for up to $750,000 and members ages 40 through 49 can apply for up to $500,000 of group life insurance without a medical exam or lab visit.*

Age 50 or over? Your medical records and/or recent lab work may be accepted as a safer alternative to an in-person appointment. When New York Life contacts you regarding the medical requirements, let them know if you wish to discuss these alternate options.

Act now to ensure you don't miss out!

Start Your Application

*Please refer to the disclosures page for more details on the application process.

Family Group Life Insurance through the AVMA LIFE Trust can help support your loved ones, should the need arise. The benefit can be used to help:

  • Pay for funeral costs
  • Meet ongoing living expenses
  • Pay off outstanding debt, including car loans and the mortgage
  • Finance future needs like a college education

"I've gotten a lot of cold calls from insurance agents. But working with AVMA LIFE is different. They got to know me and paid attention to my unique needs."
—Dr. Jessi Farris, Heartland Veterinary Partners

The experiences of the individual described herein may not be representative of the experiences of all clients.

Plan Overview

  • Wide-range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments
  • Discounted rates for non-smokers: If you haven’t used nicotine in the last 12 months, you may qualify for a select Non-Smoker premium
  • Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner, and either $5,000 or $10,000 for your eligible dependent
  • Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness
  • Optional Chronic Care Rider (Chronic Illness Rider): You could receive financial help while you're still living to help mitigate the costs related to a qualifying chronic illness; such as in-home care, transportation, and medical supplies.
  • Optional Accidental Death and Dismemberment (AD&D) Coverage: You can apply for up to $200,000 of coverage for yourself, and up to $100,000 for your spouse/domestic partner

For additional details, including features, costs, eligibility, renewability, exclusions, and limitations, refer to the Family Group Life and AD&D Insurance brochure.


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the coverage you can trust.

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Read on to see if this coverage is right for you.

Family Group Life Brochure

Family Group Life Flyer

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New York Life Insurance Company, NY, NY 10010 on group policy Form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life's state of domicile is New York, and NAIC ID # is 66915.