Level Term Life Insurance through the AVMA LIFE Trust helps provide financial support for your family when you no longer can. The benefit can be used to help:

• Pay for funeral costs
• Meet ongoing living expenses
• Pay off outstanding debt, including car loans and the mortgage
• Finance future needs like a college education

"It's the best coverage I’ve found. I've kept it for over 30 years."

—Dr. Richard L. Runyon, Eastridge Animal Center

The experiences of the individual described herein may not be representative of the experiences of all clients.

Coverage Overview

• Level coverage and rates: Your benefit amount will never decrease, and rates are expected to remain level for the initial term of your 10- or 20-year coverage.
• Wide range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments.
• Lower rates for a healthy lifestyle: You may qualify for our Super Preferred Non-Smoker rates if you can meet stricter underwriting standards, which presents substantial savings compared to the already specially negotiated Preferred Non-Smoker and Non-Smoker rates.
• Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner and either $5,000 or $10,000 for your eligible dependent.
• Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness.
• Optional Accidental Death and Dismemberment coverage: You can apply for up to $200,000 of coverage for yourself and up to $100,000 for your spouse/domestic partner.

For additional details, including coverage features, costs, eligibility, renewability, exclusions, and limitations, refer to the 10- and 20-Year Level Term Life brochure.