Level Term Life Insurance

Coverage Overview

• Level coverage and rates: Your benefit amount will never decrease, and rates are expected to remain level for the initial term of your 10- or 20-year coverage.
• Wide range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments.
• Lower rates for a healthy lifestyle: If you are a non-smoker, you may qualify for our Super Preferred rates if you can meet stricter underwriting standards. This presents substantial savings compared to the already specially negotiated Preferred, Select, and Standard rates.
• Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner and either $5,000 or $10,000 for your eligible dependent.
• Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness.
• Optional Accidental Death and Dismemberment coverage: You can apply for up to $200,000 of coverage for yourself and up to $100,000 for your spouse/domestic partner.

For additional details, including coverage features, costs, eligibility, renewability, exclusions, and limitations, refer to the 10- and 20-Year Level Term Life brochure.