Critical Illness Insurance Plan

Battling illnesses like cancer presents a tough challenge for anyone, even before treatment costs come into the picture. When you're focused on getting better, medical bills should be your last worry.

That's why the AVMA LIFE Trust offers a Critical Illness Insurance Plan—to help protect members and their families from the financial impact of a specific, life-threatening illness.

Here's how this plan can help you in your time of need:

  • Pay medical bills/offset high deductibles
  • Replace lost wages
  • Cover hotel and meal expenses for visiting family
  • Meet day-to-day expenses
  • Create a college or estate fund
"AVMA LIFE provides hassle-free, understandable reimbursement and payment of claims."
—Dr. George Rudawksy, Northwest Animal Hospital

Plan Overview

  • Wide range of coverage amounts: Choose any amount you need, from $5,000 to $100,000 in units of $5,000
  • Spouse/domestic partner coverage available: Apply for up to $100,000 for your eligible spouse/domestic partner
  • Coverage for several critical illnesses: Receive a cash benefit for heart attack, cancer, major organ transplant, renal failure, and stroke
  • Coverage remains in force until age 75


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the affordable coverage you can trust.

Apply Online Now!


Read on for features, costs, eligibility, renewability, exclusions, and limitations, to see if this coverage is right for you.

Critical Illness Brochure

Critical Illness Flyer

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Download and mail a completed application.

Member Application


Critical Illness Claim Form

What to Expect During Underwriting


Underwritten by New York Life Insurance Company (NY, NY 10010) on Group Policy Form GMR. All plans may not be available in all states.