Critical Illness Insurance

Battling illnesses like cancer presents a tough challenge for anyone, even before treatment costs come into the picture. When you're focused on getting better, medical bills should be your last worry.

That's why the AVMA LIFE Trust offers a Critical Illness Insurance—to help protect members and their families from the financial impact of a specific, life-threatening illness.

Here's how this coverage can help you in your time of need:

  • Pay medical bills/offset high deductibles
  • Replace lost wages
  • Cover hotel and meal expenses for visiting family
  • Meet day-to-day expenses
  • Create a college or estate fund

"In retrospect, it's hard to believe I ever considered not being properly insured."
—Dr. Brian Godsey, Marketplace Animal Hospital

The experiences of the individual described herein may not be representative of the experiences of all clients.

Coverage Overview

  • Wide range of coverage amounts: Choose any amount you need, from $5,000 to $100,000 in units of $5,000
  • Spouse/domestic partner coverage available: Apply for up to $100,000 for your eligible spouse/domestic partner
  • Coverage for several critical illnesses: Receive a cash benefit for heart attack, cancer, major organ transplant, renal failure, and stroke
  • Coverage remains in force until age 75


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the coverage you can trust.

Apply Online Now!


Read on for features, costs, eligibility, renewability, exclusions, and limitations, to see if this coverage is right for you.

Critical Illness Brochure

Critical Illness Flyer

Find an Agent

Want to learn more? Find an agent near you now.

Find Your Agent

Get a Quote

Receive a personalized quote.

Get Started


Download and mail a completed application.

Member Application


Critical Illness Claim Form

What to Expect During Underwriting


New York Life Insurance Company, (NY NY 10010) on group policy form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.