Student Loan Disability Insurance for Education Expense Obligations

You wouldn't be a veterinarian without your degree. But it’s no secret that they come with a hefty price. If something were to happen to you before paying off your school debt, would your dream career still be attainable? How would you pay those school debt expenses?

AVMA LIFE Trust offers supplemental disability insurance which is specifically designed to help cover your educational debt if you become disabled from a covered accident or illness, so your career goals can stay on track.

"AVMA LIFE provides one-stop shopping for a variety of insurance needs. I felt the agent was honest and concerned for me and my family."
—Dr. David McMillon, Former owner of Hoisington Veterinary Hospital

The experiences of the individual described herein may not be representative of the experiences of all clients.

Coverage Overview

Student Loan Disability Insurance highlights include:

  • Range of coverage amounts: Monthly benefits of up to $2,000
  • Choice of plan: Select between two different plan options: Plan 1–5 Year Maximum Benefit Period and Plan 2–10 Year Maximum Benefit Period
  • Terminal disability benefit: If you are disabled for 30 days or more and pass away while benefits are being paid, a final benefit will be paid, equal to your outstanding student loans up to $150,000
  • Benefits are paid to the insured member to use as needed


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the coverage you can trust.

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Read on for coverage features, costs, eligibility, renewability, exclusions, and limitations, to see if this coverage is right for you.

Student Loan Disability Insurance Brochure

Student Loan Disability Income Flyer

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New York Life Insurance Company, NY, NY 10010 on group policy Form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.