Hospital Indemnity Insurance

Hospital visits can lead to mounting medical expenses and troubled thoughts. But during these stressful times, you deserve to focus on what's important—rest and recovery.

Hospital Indemnity Insurance through the AVMA LIFE Trust offers support when you may need it, and can be used for:

  • Outpatient or inpatient surgery
  • Paying for a private room
  • Making deposits to your health savings account

Coverage Overview

  • Daily benefit of $100 to $400 (in $50 increments) for yourself, and an equal or lesser amount for your eligible dependents
  • Daily benefit paid to you for each day of a covered hospitalization, for up to 500 days for each benefit period
  • Can pay double your daily benefit for intensive care confinement
  • Ambulance benefit
  • Pregnancy benefits
  • And much more


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the coverage you can trust.

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Read on for features, costs, eligibility, renewability, exclusions, and limitations, to see if this coverage is right for you.

Hospital Indemnity Brochure

Hospital Indemnity Flyer

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New York Life Insurance Company, NY, NY 10010 on group policy Form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group insurance it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.