Veterinary school is hard. Between cramming for exams, pulling all-nighters, and managing an intensive schedule, you likely have little time to socialize—let alone build a comprehensive insurance portfolio.

AVMA LIFE Trust provides resources, promotions, and products specifically designed for the busy veterinary student. Explore our current offers, then call 800.621.6360 or your school agent with any questions.

Complimentary Life Insurance

At AVMA LIFE Trust, we believe wholeheartedly in the importance of life insurance. That's why we are providing eligible* students with $25,000 of life insurance at no cost—compliments of the AVMA LIFE Trust. Click below to complete the form and receive your Certificate of Insurance and Beneficiary Form.

Student members in PA, VA, and WI are required to register for this coverage to be eligible for this offer by submitting the form below or call 800.621.6360.

*To be eligible, you must be a SAVMA member in good standing; be between age 18 and 65; reside in, and be a legal resident of, the 50 United States, District of Columbia, or Puerto Rico; and be a full-time veterinary student at an AVMA-accredited school within the U.S. "Good standing" means that a student's SAVMA membership dues have been paid and are up to date by November 1 of the academic year (or April 1 if a student is beginning school in a winter term). If membership dues are not up to date, no benefits would be payable. Coverage ends upon termination of SAVMA membership.

Underwritten by New York Life Insurance Company (NY, NY 10010) on Group Policy Form GMR.

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Graduate Guarantee Acceptance Program

Third- and fourth-year veterinary students may be eligible for guaranteed acceptance of a number of insurance products. This offer ends 60 days after graduation.

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Promissory Note

If you sign up for coverage through AVMA LIFE Trust at the time of graduation, we will provide you with an interest-free loan to cover your first 6 months of insurance premiums. For details, download our informational flyer.

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Available Coverages

Learn more about the features, costs, eligibility, renewability, exclusions, and limitations. Underwritten by New York Life Insurance Company, NY NY 10010 on group policy form GMR.


Essential protection package—including a Rabies Prophylaxis Benefit—for the first step in your veterinary career journey.

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Hospital Indemnity Insurance

Hospital stays are expensive. Help cover potential costs with hospital indemnity insurance.

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Dental and Vision Coverage

Your concern is the health of the animals you care for. Our concern is your health. That's why we've partnered with Delta Dental of Illinois to bring you competitive rates on dental and vision coverage.

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