Veterinary school is hard. Between cramming for exams, pulling all-nighters, and managing an intensive schedule, you likely have little time to socialize—let alone build a comprehensive insurance portfolio.

AVMA LIFE Trust provides resources, promotions, and products specifically designed for the busy veterinary student. Explore our current offers, then call 800.621.6360 or your school agent with any questions.

Complimentary Life Insurance

At AVMA LIFE Trust, we believe wholeheartedly in the importance of life insurance. That's why we are providing eligible* students with $25,000 of life insurance at no cost—compliments of the AVMA LIFE Trust. Click below to complete the form and receive your Certificate of Insurance and Beneficiary Form.

Student members in PA, VA, and WI are required to register for this coverage to be eligible for this offer by submitting the form below or call 800.621.6360.

*Must be a full-time SAVMA member in good standing to receive this complimentary Life coverage. A Student Member in “good standing” means that a student’s SAVMA membership dues have been paid and are up to date by November 1 of the academic year (or April 1 if a student is beginning school in a Winter term.). If membership dues are not up to date no benefits would be payable. SAVMA Members include the incoming freshman that have been accepted to attend veterinary school. Must also be a resident of the United States and must be: (1) at least Age 18, but less then AGE 65; and (2) a full-time veterinary student at a veterinary school designated by the Policyholder. This life coverage ends upon termination of SAVMA membership. If you are not currently eligible and received this offer in error, please accept our sincere apologies.

Underwritten by New York Life Insurance Company (NY, NY 10010) on Group Policy Form GMR.

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Graduate Guarantee Program

Third- and fourth-year veterinary students may be eligible for guaranteed acceptance of a number of insurance products. This offer ends 60 days after graduation. Download our flyer for details or apply online now.

Download Flyer

Apply Online

Promissory Note

If you sign up for coverage through AVMA LIFE Trust at the time of graduation, we will provide you with an interest-free loan to cover your first 6 months of insurance premiums. For details, download our informational flyer.

Download Flyer

Available Products

Learn More about each products' features, costs, eligibility, renewability, exclusions, and limitations. Underwritten by New York Life Insurance Company, NY NY 10010 on group policy form GMR.

Student Basic Protection Package

Get all the essential coverages—disability income, term life, and a rabies prophylaxis benefit—in one convenient package.

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Hospital Indemnity Plan

Hospital stays are expensive. Help cover potential costs with hospital indemnity insurance.

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Discover the benefits of our dental and vision plans.

AVMA Trust Ambassadors

Madison Lefler (Grad Year 2022)
Margaret Richards (Grad Year 2022)
Colorado State
Rowan Seabolt (Grad Year 2022)
Jacqueline Fusco (Grad Year 2022)
Leah Ackerman (Grad Year 2021)
Caroline Brown (Grad Year 2021)
Haley Anne Geis (Grad Year 2022)
Samantha Triani (Grad Year 2023)
Iowa State
Bailey Ziegler (Grad Year 2022)
Kansas State
Emily Farmer (Grad Year 2021)
Lincoln Memorial University
Sharon Swears (Grad Year 2022)
Long Island University
Please contact school agent under Find an Agent
Louisiana State
Sydney Shelby (Grad Year 2022)
Michigan State
Elizabeth Ritchie (Grad Year 2021)
Midwestern University
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Michaela Von Schenk (Grad Year 2022)
Mississippi State
Audrey Ann Estess (Grad Year 2021)
Rachel McCorkle (Grad Year 2022)
Hannah Evans (Grad Year 2023)
North Carolina State
Carolyn Hynes (Grad Year 2022)
Ohio State
Alex Amador (Grad Year 2023)
Oklahoma State
Chloe Bradway (Grad Year 2021)
Oregon State
Hayati Wolfenden (Grad Year 2021)
Sarah Rivera (Grad Year 2022)
Prince Edward Island
Deanna Puchalski (Grad Year 2021)
Caitlin Cherry (Grad Year 2021)
Ross University
Millie Donohue (Grad Year 2023)
Royal Veterinary College
Alyssa Knight (Grad Year 2022)
St. George
Taylor Kinter (Grad Year 2023)
St. Matthews
Kyle Haberle (Grad Year 2022)
Samantha Barbero (Grad Year 2023)
Texas A&M
McCalley Cunningham (Grad Year 2022)
Sydney Day (Grad Year 2023)
Chardonay Elliott (Grad Year 2022)
University of Alaska-Fairbanks
Contact Your CSU Student Ambassador
University of Arizona
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University of Glasgow
Cecilia Krogsgaard (Grad Year 2022)
Utah State University
Contact Your WSU Student Ambassador
Sarah Legg (Grad Year 2021)
Washington State
Lilly Nizer (Grad Year 2021)
Madison Perry (Grad Year 2022)
Western University
Michelle Maguire (Grad Year 2021)
Jessi Doshier (Grad Year 2022)
Margaret Virnich (Grad Year 2021)