Veterinary school is hard. Between cramming for exams, pulling all-nighters, and managing an intensive schedule, you likely have little time to socialize—let alone build a comprehensive insurance portfolio.

AVMA LIFE Trust provides resources, promotions, and products specifically designed for the busy veterinary student. Explore our current offers, then call 800.621.6360 or your school agent with any questions.

Complimentary Life Insurance

At AVMA LIFE Trust, we believe wholeheartedly in the importance of life insurance. That's why we are providing eligible* students with $25,000 of life insurance at no cost—compliments of the AVMA LIFE Trust. Click below to complete the form and receive your Certificate of Insurance and Beneficiary Form.

Student members in PA, VA, and WI are required to register for this coverage to be eligible for this offer by submitting the form below or call 800.621.6360.

*To be eligible, you must be a SAVMA member in good standing; be between age 18 and 65; reside in, and be a legal resident of, the 50 United States, District of Columbia, or Puerto Rico; and be a full-time veterinary student at an AVMA-accredited school within the U.S. "Good standing" means that a student's SAVMA membership dues have been paid and are up to date by November 1 of the academic year (or April 1 if a student is beginning school in a winter term). If membership dues are not up to date, no benefits would be payable. Coverage ends upon termination of SAVMA membership.

Underwritten by New York Life Insurance Company (NY, NY 10010) on Group Policy Form GMR.

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Graduate Guarantee Acceptance Program

Third- and fourth-year veterinary students may be eligible for guaranteed acceptance of a number of insurance products. This offer ends 60 days after graduation.

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Promissory Note

If you sign up for coverage through AVMA LIFE Trust at the time of graduation, we will provide you with an interest-free loan to cover your first 6 months of insurance premiums. For details, download our informational flyer.

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Available Coverages

Learn more about the features, costs, eligibility, renewability, exclusions, and limitations. Underwritten by New York Life Insurance Company, NY NY 10010 on group policy form GMR.


Essential protection package—including a Rabies Prophylaxis Benefit—for the first step in your veterinary career journey.

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Hospital Indemnity Insurance

Hospital stays are expensive. Help cover potential costs with hospital indemnity insurance.

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Dental and Vision Coverage

Your concern is the health of the animals you care for. Our concern is your health. That's why we've partnered with Delta Dental of Illinois to bring you competitive rates on dental and vision coverage.

View Dental Coverage View Vision Coverage

AVMA Trust Ambassadors

Atlantic Veterinary College
Emily Ward (Grad Year 2023)
Auburn University
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Colorado State University
Erik Gary (Grad Year 2022)
Cornell University
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Cummings School of Veterinary Medicine at Tufts University
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Iowa State University
Tucker Randall (Grad Year 2023)
Kansas State University
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Lincoln Memorial University
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Long Island University
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Louisiana State University
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Michigan State University
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Midwestern University
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Mississippi State University
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Carter Kent (Grad Year 2024)
North Carolina State University
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Ohio State University
Taylor French (Grad Year 2023)
Oklahoma State University
Danielle Hallmark (Grad Year 2024)
Oregon State University
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Purdue University
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Ross University
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Royal Veterinary College
Madison Bower (Grad Year 2023)
South Dakota State
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St. George University
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St. Matthews
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Texas A&M University
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Texas Tech University
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University of Alaska
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University of Arizona
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University of Georgia
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University of Glasgow
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University of Illinois
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University of Missouri
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University of Pennsylvania
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University of Tennessee
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University of Wisconsin
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Utah State
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Virginia-Maryland College of Veterinary Medicine
Lauren Maghak (Grad Year 2023)
Washington State University
Madison Gray (Grad Year 2024)
Western University
Angella Phan (Grad Year 2022)