Life insurance may seem less important as you reach the later stages of your career, but even empty nesters and retirees can benefit from this protection. If you still have financial obligations, such as a mortgage, could your spouse/domestic partner afford to cover it without your support?
45+ Term Life Advanced Insurance through the AVMA LIFE Trust is specifically designed for members ages 45 and older and can help ensure a high quality of life for your loved ones.
The benefit can be used to help:
For additional details, including features, costs, eligibility, renewability, exclusions, and limitations, refer to the 45+ Term Life Advanced Insurance brochure.
*Receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable.
It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the coverage you can trust.
Plus, if you have life insurance1 through the AVMA LIFE Trust, for no additional cost, you have access to LawAssure,2 a new value-add service designed to help you create legal documents with ease! With LawAssure, you can prepare customized wills, assign power of attorney, and establish healthcare directives—all from the comfort of your own home.
1Includes Family Group Life, Level Term Life, and 45+ Term Life Advanced insurance through the AVMA LIFE Trust.
2AVMA Administrative Services, LLC, has a sponsored marketing relationship with Epoq, Inc., to offer document preparation services. Neither New York Life Insurance Company, its subsidiaries, partners, the AVMA LIFE Trust, or plan administrator provides financial, tax, or legal advice. This service is provided exclusively by LawAssure, who is the sole party responsible for the preparation of these documents. Please consult your legal, tax and/or financial professional if you have any questions.
Download and mail a completed application.
Accelerated Death Benefit Claim Form
New York Life Insurance Company, NY, NY 10010 on group policy form GMR (G-14884-5). New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.
NYL-5031364
251601