Supplemental Disability Income Insurance for Education Expense Obligations

You wouldn't be a veterinarian without your degree. But it’s no secret that they come with a hefty price. If something were to happen to you before paying off your school debt, would your dream career still be attainable? How would you pay those school debt expenses?

AVMA LIFE Trust offers Supplemental Disability Income Insurance to help cover your educational debt if you become disabled from a covered accident or illness, so your career goals can stay on track.

"AVMA LIFE provides one-stop shopping for a variety of insurance needs. I felt the agent was honest and concerned for me and my family."
—Dr. David McMillon, Former owner of Hoisington Veterinary Hospital

Plan Overview

Supplemental disability insurance plan highlights include:

  • Range of coverage amounts: Monthly benefits of up to $2,000
  • Choice of plan: Select between two different plan options
  • Terminal disability benefit: If you are disabled for 30 days or more and pass away while benefits are being paid, a final benefit will cover your outstanding student loans up to $150,000
  • Benefits are paid to the insured member to use as needed


It has never been easier to apply for coverage through the AVMA LIFE Trust. Click the button below to obtain the affordable coverage you can trust.

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Read on for plan features, costs, eligibility, renewability, exclusions, and limitations, to see if this coverage is right for you.

Supplemental Disability Income Brochure

Supplemental Disability Income Flyer

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Underwritten by New York Life Insurance Company (NY, NY 10010) on Group Policy Form GMR