Disclosures

AVMA LIFE Trust Program is brokered and administered by:
Pearl Insurance
1200 E. Glen Ave.
Peoria Heights, IL 61616

California Insurance License #0F76076
AR #1322

New York Life Insurance Company (NY, NY 10010) is the underwriter of Group Insurance Plans offered through the AVMA LIFE Trust.

About New York Life Insurance Company

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major ratings agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aaa).*

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all states. New York Life's state of domicile is New York, and NAIC ID # is 66915.

*Source: Third Party Ratings Report as of 8/9/16