- Level coverage and rates: Your benefit amount will never decrease, and rates are expected to remain level for the initial term of your 10- or 20-year coverage
- Wide-range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments
- Lower rates for a healthy lifestyle: You may qualify for our Super Preferred Non-Smoker rates if you can meet stricter underwriting standards, which presents substantial savings compared to the already affordable Preferred Non-Smoker and Non-Smoker rates
- Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner, and either $5,000 or $10,000 for your eligible dependent
- Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness
- Optional Accidental Death and Dismemberment Coverage: You can apply for up to $200,000 of coverage for yourself, and up to $100,000 for your spouse/domestic partner
For additional details including plan features, costs, eligibility, renewability, exclusions, and limitations, refer to the 10-Year and 20-Year Level Term Life Insurance brochure.