Level Term Life Insurance

Cats may have nine lives, but you only have one. Could your family maintain their quality of life if that one life was taken? Without your income support, important financial needs like daily living expenses and long-range financial goals would likely be difficult, if not impossible, to meet.

Level Term Life Insurance through the AVMA LIFE Trust helps provide financial support for your family when you no longer can. The benefit can be used to:

  • Pay for funeral costs
  • Help meet ongoing living expenses
  • Pay off outstanding debt, including car loans and the mortgage
  • Help finance future needs like a college education
"It's the best coverage I’ve found. I've kept it for over 30 years."
—Dr. Richard L. Runyon, Eastridge Animal Center

Plan Overview

  • Level coverage and rates: Your benefit amount will never decrease, and rates are expected to remain level for the initial term of your 10- or 20-year coverage
  • Wide-range of coverage amounts: Choose any amount you need, from $100,000 to $2,000,000 in $10,000 increments
  • Lower rates for a healthy lifestyle: You may qualify for our Super Preferred Non-Smoker rates if you can meet stricter underwriting standards, which presents substantial savings compared to the already affordable Preferred Non-Smoker and Non-Smoker rates
  • Spouse/domestic partner and dependent coverage available: Apply for up to $1,000,000 for your spouse/domestic partner, and either $5,000 or $10,000 for your eligible dependent
  • Accelerated death benefit included: Withdraw up to 50% of your death benefit before your passing if you are diagnosed with a terminal illness
  • Optional Accidental Death and Dismemberment Coverage: You can apply for up to $200,000 of coverage for yourself, and up to $100,000 for your spouse/domestic partner

For additional details including plan features, costs, eligibility, renewability, exclusions, and limitations, refer to the 10-Year and 20-Year Level Term Life Insurance brochure.

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Information

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10 and 20-Year Level Term Life Brochure

10 and 20-Year Level Term Life Highlights

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Carrier

Underwritten by New York Life Insurance Company (NY, NY 10010) on Group Policy G-14884/14885/14886/Face Policy Form GMR